In your place I would download a mortgage simulator that you find on the internet and if you put your data the installments should match.
Beware of rounding up, it is prohibited by law even if it appears in your loan contract.
in your case tessa the rounding is very small. but I would try to get the Euribor for January applied to me. as it coincides with the date of publication.
I have chosen to change it to ingdiret, the other two banks force you to have a lot of requirements.
It was not particularly compensated for me to have a pension plan with minimum annual contributions of € 600,
Hello, I would like you to clarify a little thing for me since I have looked in the deeds and I cannot find it, what value do I have in Euribor + ??, according to the bank receipt that says: bla bla bla, during the period of 6 months counted at As of 11/27/07, the applicable interest rate will be 5.816% annual nominal?
I do not know, I suppose it is that value divided by 12 that gives me 0.4846, but I am not clear about it and also it does not specify it in the deed, apart from the fact that it is wrong and the bank has not rectified it, yes to when paying the mortgage, but not in writing, and the mistake was theirs!
You must put it in your writing, in a section that says “variable interest period”
you have to read it, if you don’t ask the bank and tell us so we can help.
I have the review of my mortgage on April 17 with Cajamadrid and I want to know what rate they will apply to me if February is clearly lower, or on the contrary March, which is rising like foam. Ahhh I forgot the review is semester.
If you have the revision with reference to the last Euribor published in the Boe, that you can see in your loan contract.
the safest that you are one of the lucky ones who have the Euribor of February, because they usually publish it from 20 onwards.
Hello, I usually read your comments and I would like you to help me, I am doing the mortgage and I do not know how the issue of the mortgage review works, I would be more interested in having the semiannual or annual mortgage reviewed.
March 23 has been the last month with the old conditions of my mortgage.
The bank has given me the new conditions (I have an annual review), and I find that the Euribor that they have applied to me is that of January.